Student finance for higher professional education (hbo) and university consists of 4 components: loan, student travel product, supplementary grant, and tuition fee credit. Loan, travel product, and tuition fee credit are available to everyone.

Your student finance is a loan that you must repay after your studies. Only the student travel product and the supplementary grant can become a gift. You must obtain your diploma within 10 years, counted from your first month of student finance for hbo or university. How many years of supplementary grant become a gift depends on the value of your diploma. If you do not obtain a diploma, you must repay everything, except for the supplementary grant in your first 5 months of student finance. You may always keep that.
 

For more information or to apply for student finance, check DUO.

Student finance for non-Dutch citizens

Student finance is also available for non-Dutch citizens with a residence permit type II, III, IV, or V. Do you have a different residence permit or do you come from an EU country? Then fill in the nationality scheme.