A Dutch health insurance is mandatory for all people working in the Netherlands, even if you already have an existing foreign insurance. Make sure to take out a Dutch health insurance within four months.

There are numerous insurances to choose from. For an independent comparison and to sign up, go to Independer.

How much does it cost?
On average, a health insurance with basic coverage costs € 159. For additional insurances, you pay extra. There are two main costs you need to pay for your Dutch health insurance:

- the monthly premium (premium), a fixed amount that is deducted from your bank account monthly.
- The deductible, an amount of € 385 per year that you have to pay out of pocket for some treatments and medications before your health insurance covers the rest. If you have no medical expenses in a year, you do not pay a deductible.

Note: Once you have a health insurance, you may be entitled to health care allowance. With this, you pay (part of) the premium monthly.