A Dutch health insurance is mandatory for everyone who works in the Netherlands, even if you already have an existing foreign insurance. Make sure to take out a Dutch health insurance within four months.

There are numerous insurances to choose from. For an independent comparison and to sign up, go to Independer.

How much does it cost?
On average, a health insurance with basic coverage costs €158. For additional insurance, you pay extra. There are two main costs you must pay for your Dutch health insurance:

- the monthly premium, a fixed amount deducted monthly from your bank account.
- The deductible, an amount of €385 per year that you must pay out of pocket for certain treatments and medications before your health insurance covers the rest. If you have no medical expenses in a year, you do not pay a deductible.

Note: Once you have health insurance, you may be entitled to healthcare allowance. This helps you pay (part of) the premium monthly.